CCN User Agreement Part 4: Fees [Hit space bar to scroll down the page]

1. All fees are payable in advance and are non-refundable.

   
   

2. Unless otherwise specified in writing, all fees are renewable on an annual basis, one year from the date the account or service was activated.

   
   

3. There shall be an additional charge of $25 for any cheque, automatic withdrawal or debit card transaction returned or refused by the bank for any reason, or for any credit card transaction which after having been processed by CCN is refused for any reason.